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VISA Credit Cards MAFCU Visa Credit Cardholders: If you have received an email from a company called Card Services for Credit Unions (CSCU) asking you to fill out a survey for a $50 credit, DO NOT click on link. MAFCU does business with CSCU, but this email is not a valid survey/request. It is an internet scam called "phishing," in which the email sender tries to obtain important personal data by posing as a legitimate website. If you have any questions, contact the Credit Union at 617-278-5600. A MAFCU Visa Credit Card is the smart choice for members who want all the benefits of a credit card, plus low rates and no annual fee. MAFCU offers Platinum, Classic, Student and Secured Visa Credit Cards. You can ACCESS YOUR MAFCU VISA ACCOUNT ONLINE THROUGH VISA'S EZCard, and you can ensure the security of your online transactions by using Verified by Visa. MAFCU Visa cardholders can take important steps to prevent identity theft when shopping online by using Verified by Visa. This free service uses personal passwords or identity information to help protect against unauthorized use of a Visa card when shopping online. Once activated, your Visa card number cannot be used for online purchases without your personal password. The Platinum card offers the added benefit of ScoreCard Bonus Points, which are redeemable for free travel and gift rewards. A MAFCU Visa allows online account ACCESS THROUGH VISA'S EZCard so members can: - Pay Visa bills
 - Review Visa statements and activities
- Search for specific Visa transactions
- Create detailed reports
- Download Visa statements into personal finance programs
- MAFCU Visa cardholders are eligible to participate in Visa’s national promotions, and can go to the Visa website to find out more about Visa.
MAFCU Visa Credit Cards MAFCU Platinum Visa - A low, fixed APR* of 9.9%, with no annual fee
- 25-day grace period on purchases
- ScoreCard Bonus Points. Redeemable for free travel and gift rewards simply by using a MAFCU Platinum Visa Card. With 25,000 points, you can fly anywhere in the continental United States, or get a $325 travel voucher to anywhere in the world. Since the points are not tied to any particular airline, you have more flexibility for your travel plans.
- Travel Accident Insurance. Automatic coverage of $1,000,000 worth of insurance should death or disability occur while traveling on a Common Carrier
- Auto Rental Insurance. Worldwide coverage on a 24-hour basis for collision damage or theft for up to the actual cash value of most rental cars
- Concierge Services. Available to arrange dinners, outings or tickets to special events during a hotel stay
- Warranty Manager Service. Extended warranty protection and warranty registration service
- Travel and Emergency Services. Travel and emergency assistance, medical and legal referrals, emergency transportation assistance, ticket replacement, lost luggage and more
- Apply Online - MAFCU Classic Visa - A low, fixed APR* of 12.9%, with no annual fee
- 25-day grace period on purchases
- Cash anytime at ATM locations worldwide
- Auto Rental Insurance. Worldwide coverage on a 24-hour basis for collision damage or theft for up to the actual cash value of most rental cars at no additional cost.
- Travel Protection. Includes Lost luggage Locator Service, Lost or Damaged Luggage Insurance, and Hotel/Motel Theft Insurance
- Concierge Services. Available to arrange dinners, outings or tickets to special events during a hotel stay.
- Apply Online - MAFCU Student Visa - A low, fixed APR* of 13.99%, with no annual fee
- 25-day grace period on purchases
- Cash anytime at ATM locations worldwide
- Establish and then build a credit history while managing finances responsibly.
- Auto Rental Insurance. Worldwide coverage on a 24-hour basis for collision damage or theft for up to the actual cash value of most rental cars at no additional cost
- Travel Protection. Includes Lost Luggage Locator Service, Lost or Damaged Luggage Insurance, and Hotel/Motel Theft Insurance
- Apply Online - MAFCU Secured Visa - A low, fixed APR* of 13.99% with no annual fee
- 25-day grace period on purchases
- Establish or rebuild credit
- Looks just like other credit cards; only you know it’s a secured card
*APR=Annual Percentage Rate - Apply Online –
No Hidden Rate Increases with MAFCU VisaIt is not just people with lower credit scores who are experiencing rising interest rates on their credit cards. Many consumers, including those with good credit, are seeing their rates increase. “It is a critical time for consumers to be cautious about rate changes,” says Mike Shuman, Vice President of Lending. “As a credit union, MAFCU is always focused on members and how to help them have access to credit in a fair and safe way. We are not about forcing members to have additional financial obligations by piling on excessive fees or rates that change. Our Visa ® credit cards are a great alternative to other options out there.”  ABC’s World News with Charles Gibson reported that credit card companies have notified hundreds of thousands of their customers that their interest rates are going up – sometimes as high as 28 percent. The broadcast reported that banks are also raising credit card fees for everything from annual charges to late fees, even billing people for paying one hour late. And, though credit card companies deny it, many industry observers say the banks are squeezing cardholders to make up for losses in the “mortgage mess.”
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