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MAFCU LOAN RATESCAR LOANS BOATS/PERSONAL LOANS CREDIT CARDS FIXED-RATE MORTGAGES ARM MORTGAGES 2ND MORTGAGES HOME EQUITY LOANS STUDENT LOANS |
| Autos--New Cars | as low as 4.50% APR* | As low as $29.75 per $1000 for 36 months* | up to 36 mos. | 0% down - 105%
LTV up to 100,000 | | as low as 4.75% APR* | As low as $18.76 per $1000 for 60 months* | 37 to 60 mos. | 0% down - 105%
LTV up to 100,000 | | as low as 5.00% APR* | As low as $16.10 per $1000 for 72 months* | 61 to 72 mos. | 0% down - 105%
LTV up to 100,000 | | as low as 5.25% APR* | As low as $14.25 per $1000 for 84 months* | 73 to 84 mos. | 0% down - 105%
LTV 50K to 100,000 | | Autos--Used Cars** | as low as 4.50% APR* | As low as $29.75 per $1000 for 36 months* | up to 36 mos. | 0% down - 100%
LTV up to 100,000 | | as low as 4.75% APR* | As low as $18.76 per $1000 for 60 months* | 37 to 60 mos. | 0% down - 100%
LTV up to 100,000 | | | . | | | | . | |
*Annual Percentage Rates are determined by your personal credit historyand reflect MAFCU Advantage Pricing discounts for MAFCU checking account, direct deposit of entire net paycheck to MAFCU accounts and a current MAFCU loan or MAFCU Visa. Rates quoted are for members with the best credit score. Other rates are available.
**We will finance up to 5 years for vehicles that are 1-4 years old; 4 years for vehicles that are 5-6 years old; 3 years for vehicles that are 7 years old; and 2 years for vehicles that are 8-9 years old. .25% reduction in rates for Hybrid Vehicles. |
| Consumer/Personal | As low as 9.50% APR* | As low as 87.57 per $1000 for 12 Months* | 1 yr | up to $25,000 | | As low as 10.50% APR* | As low as $46.26 per $1000 for 24 months* | 2 yrs | up to $25,000 | | As low as 11.50% APR* | As low as $32.86 per $1000 for 36 Months* | 3 yrs | up to $25,000 | | As low as 12.50% APR* | As low as $26.46 per $1000 for 48 Months* | 4 yrs | up to $25,000 | | As low as 13.50% APR* | As low as $22.88 per $1000 for 60 Months* | 5 yrs | up to $25,000 | | Boats (new and used) | 7.49% APR* | | 4 years | | | 8.34% APR* | | 5-7 years | |
*Annual Percentage Rates are determined by your personal credit history. Rates quoted are for members with the best credit score. Other rates are available. MAFCU Visa Credit Cards|
Visa Platinum | 9.90% APR* | | Revolving/No annual fee | | VISA Classic | 12.90% APR* | | Revolving/No annual fee | | VISA Secured | 13.99% APR* | | Revolving//No annual fee | | VISA Student | 13.99% APR* | | Revolving/No annual fee | |
Fixed Rate Mortgages|
| Conforming First Mortgage | N/A | 0 | N/A | per $1000/Mo | 40 Year Fixed
Owner Occup.-loans
$50,000 to $417,000
95% LTV purchases | | N/A | 1 | N/A | per $1000/Mo | N/A | 2 | N/A | per $1000/Mo
| | | 6.125% | 0 | 6.312% | $6.08 per $1000/Mo | 30 Year Fixed
Owner Occup.-loans
$50,000 to $417,000
95% LTV purchases | | 5.875% | 1 | 6.151% | $5.92 per $1000/Mo | 5.625% | 2 | 5.986% | $5.76 per $1000/Mo
| | | 5.750% | 0 | 6.058% | $8.30 per $1000/Mo | 15 Year Fixed
80% LTV Cash Out Refinancing | | 5.500% | 1 | 5.958% | $8.17 per $1000/Mo | 5.250% | 2 | 5.855%
| $8.04 per $1000/Mo
| | FNMA Jumbo First Mortgage | | | | | | | | | | | |
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| | | N/A | 0 | N/A | $ per $1000/Mo | 30 Year Jumbo Fixed
Owner Occup.-loans
$417,000 to $700,000 | | N/A | 1 | N/A | $ per $1000/Mo | N/A | 2 | N/A
| $ per $1000/Mo
| | | N/A | 0 | N/A | $ per $1000/Mo | 15 Year Jumbo Fixed | | N/A | 1 | N/A | $ per $1000/Mo | N/A | 2 | N/A
| $ per $1000/Mo
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Adjustable Rate Mortgages|
| Conforming ARMs | N/A | 0 | N/A | | Based Upon $200,000 Mortgage:
SFR; O/O; 30 Day Lock.
APR includes Points Only. | | 5/1 5.625% | 0 | 5.6258% | $5.76 per $1000/Mo | 7/1 5.875% | 0 | 5.875%
| $5.92 per $1000/Mo
| | Jumbo ARMs | 3/1 5.500% | 0 | 5.500% | $5.68 per $1000/Mo | Based Upon $200,000 Mortgage:
SFR; O/O; 30 Day Lock.
APR includes Points Only. | | 5/1 6.250% | 0 | 6.250% | $6.16 per $1000/Mo | | 7/1 6.625% | 0 | 6.625% | $6.40 per $1000/Mo |
Other programs available. Rates are subject to change. Level Pricing also available. Second Mortgage Loan (maximum amount $225,000)|
6.250%* APR
| $19.45 per $1,000/Mo.
| 5 yrs
| | 6.750%* APR | $11.48 per $1,000/Mo. | 10 yrs | | 7.000%* APR | $8.99 per $1,000/Mo. | 15 yrs |
*Annual Percentage Rates reflect MAFCU Advantage Pricing discounts for MAFCU checking account, direct deposit of entire net paycheck to MAFCU accounts and a current MAFCU loan or MAFCU Visa Home Equity Loans| Home Equity Line of Credit | Variable | 4.750% A.P.R. | | Fixed Rate | 9.375% A.P.R. |
Student Loans|
Federal Stafford Loans | 6.80% | 6.80% | Loans made on or after July 1, 1998 (in-school, grace, or deferment) | 3.61% | 8.50% | Loans made on or after July 1, 1998: (repayment) | 4.21% | 8.25% | Federal PLUS Loans (Parental Loan for Undergraduate Students) | 8.50% | 8.50% | Loans made on or after July 1, 1998 | 5.01% | 9.00% |
RATES AND TERMS ARE SUBJECT TO CHANGE WITHOUT NOTICE
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