Share Draft Checking Accounts

Check out the difference when it comes to MAFCU's Share Draft Checking Accounts. MAFCU offers two share draft accounts: Value Checking and Value Checking Plus.

The Value Plan

• No minimum balance
• Unlimited check writing
• 8 free foreign ATM transactions per month, with no fee for deposits
• Free, unlimited access at MAFCU-owned ATMs
• No monthly fee with direct deposit/payroll deduction ($5 monthly fee without)
• 24-hour account access worldwide with accompanying ATM or master money debit card
• Option of overdraft protection

The Value Plan Plus

• Monthly dividends, 0.20% on balances of $1,000-$1,999 and 0.40% on balances of $2,000 or more ($6/monthly fee on balances below $1,000, with no earned dividend)
• Unlimited check writing
• 12 free foreign ATM transactions per month, with no fee for deposits
• Free, unlimited access at MAFCU-owned ATMs
• 24-hour account access worldwide with accompanying ATM or master money debit card
• Option of overdraft protection

Free Bill Payer

• Enjoy free Bill Payer with any MAFCU checking account
• Pay bills from checking automatically, safely, always right on time
• No more stamps, envelopes, and mailing bills

Important Notice About Overdrafts and Overdraft Fees

MAFCU no longer will authorize and pay overdrafts for the following types of transactions unless you ask us to 

• ATM transactions    
  
• Everyday debit card transactions 

If you would like to opt-in to the program or to learn more, click here.