VISA Credit Cards

Trim Your Credit Card Balance at MAFCU

From April 15 through September 30, 2010, MAFCU Credit Union has a special balance transfer rate of 7.99% APR* on a MAFCU Platinum Visa, with no balance transfer fee.

Great features on a MAFCU Platinum Visa Credit Card include:

• Low fixed APR of 9.9%, with no annual fee*
• CU Rewards Points, redeemable for free travel and gift rewards
• 25-day grace period on purchases

Convenience checks are available for transfers. To apply, or for more information, click here, or call Dan Tetrault, MAFCU Visa Coordinator, at 617-278-5618.

* APR=Annual Percentage Rate. APR subject to change with advance notice.

** From April 15 through September 30, 2010, your transfer balances from other lenders to a MAFCU Platinum Visa account will be at a special rate of 7.99% APR for the life of the balance. This offer is available for eligible members with a new or existing MAFCU Platinum Visa account. Balance transfers from existing MAFCU Visa accounts are not eligible.

Lost or Stolen Cards / Activation / Change PIN / Inquiries

To better serve you, MAFCU has upgraded to a new Visa credit card processor. All MAFCU Visa cardholders have received a new card with a new account number.

To use your MAFCU Visa credit card, you must activate your new card with a new account number.

Because of this transition, you will need to re-enroll to have ONLINE access to your MAFCU Visa Account. To re-enroll, click here.

All previous transactions and balances from your old card will automatically transfer to your new account number. There are NO changes to your MAFCU Visa card rate or benefits.

Your MAFCU Visa Credit Card is a smart choice if you are looking for a credit card with low rates, no annual fee, and many other benefits. MAFCU offers Platinum, Classic, Student, and Secured Visa Credit Cards.  We also offer a Business Visa credit card.

MAFCU Visa cardholders also can take important steps to prevent identity theft when shopping online by using Verified by Visa. This free service uses personal passwords or identity information to help protect against unauthorized use of a Visa card when shopping online. Once activated, your Visa card number cannot be used for online purchases without your personal password.

MAFCU Visa cardholders are eligible to participate in Visa's national promotions, and can go to the Visa website to find out more about Visa.

MAFCU Platinum Visa
The best rate for members with excellent credit

• A low, fixed APR* of 9.9%, with no annual fee
• 25-day grace period on purchases
• Points that you can redeem for free travel and gift rewards through CU Rewards
• CardLock.™  Members can enroll their credit card account to lock and unlock it from use at any time they choose
• Cash anytime at ATM locations worldwide
• Travel Accident Insurance. Automatic coverage of $1,000,000 worth of insurance should death or disability occur while traveling on a Common Carrier
• Auto Rental Insurance. Worldwide coverage on a 24-hour basis for collision damage or theft for up to the actual cash value of most rental cars
• Concierge Services. Available to arrange dinners, outings or tickets to special events during a hotel stay
• Travel and Emergency Services. Travel and emergency assistance, medical and legal referrals, emergency transportation assistance, ticket replacement, lost luggage and more

Apply Here (download application)

MAFCU Classic Visa
 A great option, with a low rate and great benefits

• A low, fixed APR* of 12.9%, with no annual fee
• 25-day grace period on purchases
• Cash anytime at ATM locations worldwide
• CardLock.™  Members can enroll their credit card account to lock and unlock it from use at any time they choose
• Auto Rental Insurance. Worldwide coverage on a 24-hour basis for collision damage or theft for up to the actual cash value of most rental cars at no additional cost.
• Travel Protection. Includes Lost luggage Locator Service, Lost or Damaged Luggage Insurance, and Hotel/Motel Theft Insurance
• Concierge Services. Available to arrange dinners, outings or tickets to special events during a hotel stay.

Apply Here (download application)

MAFCU Student Visa
Our card can help students build credit responsibly

• A low, fixed APR* of 13.99%, with no annual fee
• 25-day grace period on purchases
• Cash anytime at ATM locations worldwide
• CardLock.™  Members can enroll their credit card account to lock and unlock it from use at any time they choose
• Establish and then build a credit history while managing finances responsibly.
• Auto Rental Insurance. Worldwide coverage on a 24-hour basis for collision damage or theft for up to the actual cash value of most rental cars at no additional cost
• Travel Protection. Includes Lost Luggage Locator Service, Lost or Damaged Luggage Insurance, and Hotel/Motel Theft Insurance

Apply Here (download application)

MAFCU Secured Visa
For those looking to re-establish credit

• A low, fixed APR* of 13.99% with no annual fee
• 25-day grace period on purchases
• CardLock.™  Members can enroll their credit card account to lock and unlock it from use at any time they choose
• Establish or rebuild credit
• Looks just like other credit cards; only you know it’s a secured card

 Apply Here (download application)

*APR=Annual Percentage Rate